909 Gap Bridge Rd, Moneta, VA 24121 Property Records

Bedford County property record for 909 Gap Bridge Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,830 sqft · built 2011
Lot Size	5.07 acres (220,849 sqft)
Owner	Trust Name on File
Last Sale	$945,000 (Jan 2023)
Tax Bill	$2,710 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220E 4 30`

Property Details

APN / Parcel Number

Primary APN	`220E 4 30`
Alternative APNs	`22063600` `517656`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	517656
Street Address	909 GAP BRIDGE RD
City	MONETA
State	VA
Zip	24121-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD WEST LT30 SC D3
Legal Subdivision	BEECHWOOD WEST
Legal Lot Number	30
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	30504

Owner

909 Gap Bridge Rd is owner-occupied and held in a trust since January 2023.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	909 GAP BRIDGE RD, MONETA, VA 24121-5557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Deed Document Number	230000486
Record Updated	Jun 7, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 23, 2023
Property Address	909 GAP BRIDGE RD, MONETA, VA 24121-5557
Document Number	0230000486
Instrument Date	Jan 19, 2023
Instrument	230000486
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 CAMERON DR, MANHEIM, PA 17545-8688

Mortgage

Document Number	0230000487
Date	Jan 23, 2023
Instrument	230000487

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	909 GAP BRIDGE RD, MONETA, VA 24121-5557
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011472
Date	Dec 3, 2019
Instrument	190011472

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,710.00 Additional exemption filed	$330,550	$661,100 Land $280,000 Building $381,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Gap Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Gap Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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