905 Gap Bridge Rd, Moneta, VA 24121 Property Records

Bedford County property record for 905 Gap Bridge Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2023)
Tax Bill	$849 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220E 4 36`

Property Details

APN / Parcel Number

Primary APN	`220E 4 36`
Alternative APNs	`22063700` `523581`

Exterior

Lot Area	139,828 sqft (3.21 acres)

Location & Zoning

Account Number	523581
Street Address	905 GAP BRIDGE RD
City	MONETA
State	VA
Zip	24121-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD WEST NEW LT36 SC D3 200003336
Legal Subdivision	BEECHWOOD WEST
Legal Lot Number	36
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	30504

Owner

905 Gap Bridge Rd is owned and occupied by an individual who bought it in September 2023.

Source: Bedford County records, as of October 10, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Balloon Mortgage PARTY III
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMUNITY MORTGAGE INC
Dec 20, 2019	Warranty Deed, Transfer MOUNTAIN VIEW TITLE, MOUNTAIN VIEW SETTLEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	230007761
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 19, 2023
Property Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Document Number	0230007761
Instrument Date	Sep 13, 2023
Instrument	230007761
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE AND STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Investor	Possibly a Property Investor

Mortgage

Document Number	0230007762
Date	Sep 19, 2023
Instrument	230007762

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200010282
Date	Sep 4, 2020
Instrument	200010282

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2021

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014118
Date	Oct 4, 2021
Instrument	210014118

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 20, 2019
Property Address	905 GAP BRIDGE RD, MONETA, VA 24121-5557
Document Number	0190012180
Instrument Date	Dec 13, 2019
Instrument	190012180
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MOUNTAIN VIEW TITLE, MOUNTAIN VIEW SETTLEMENT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 GAP BRIDGE RD, MONETA, VA 24121-5557

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$849.00 Additional exemption filed	$103,550	$207,100 Land $46,100 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Gap Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Gap Bridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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