909 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 909 Eden Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,864 sqft · built 1986
Lot Size5.21 acres (227,383 sqft)
OwnerOwner Name on Record
Last Sale$235,000 (Nov 2013)
Tax Bill$3,843 (2025)
Flood ZoneZone AE (high risk)
APN92184

Property Details

APN / Parcel Number

Primary APN92184
Alternative APN
  • 262531000010230000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,864 sqft Heated Area
Gross Area4,927 sqft
1st Floor Area3,864 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeMansard
Roof MaterialComposition Shingle
Lot Area227,383 sqft (5.21 acres)
Garage TypeFinished
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchFinished/Screened Porch
Porch Area442 sqft
Deck Area440 sqft
Patio Area926 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number92184
Street Address909 EDEN DR
CitySAINT CLOUD
StateFL
Zip34771-8608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAR1
Legal DescriptionBEG 1839.06 FT W & S 18 DEG W 620.64 FT FROM NE COR OF SEC, S 18 DEG W 540 FT, S 68 DEG E 843.1 FT TO C/L OF 70 FT R/W, N 540
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON LK UN-D
Legal Block1023
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address909 EDEN DR, SAINT CLOUD, FL 34771-8608
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2013 · Amount on Record
Deed SaleNov 6, 2013 · Amount on Record
Prior SaleApr 23, 2003 · Amount on Record
Deed Document Number2013175289
Deed Book / Page4528 / 1339
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,843.00 (+7.47%) Homeowner's exemption$266,827 (+5.99%)$484,000 (+0.77%) Land $113,800 Building $370,200
2023$3,576.00 (+4.23%) Homeowner's exemption$251,756 (+3%)$480,300 (+27.16%) Land $118,800 Building $361,500
2022$3,431.00 Homeowner's exemption$244,424$377,700 Land $67,900 Building $309,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Eden Dr

Nearby Streets

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