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905 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 905 Eden Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details5 bd · 3 ba · 2,272 sqft · built 2000
Lot Size4.99 acres (217,364 sqft)
Owner2 Individual Names on File
Last Sale$287,000 (Mar 2020)
Tax Bill$2,850 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26-25-31-0000-1021-0000

Property Details

APN / Parcel Number

Primary APN26-25-31-0000-1021-0000
Alternative APNs
  • 253126000010210000
  • 92182

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,272 sqft Living Area
1st Floor Area2,272 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,364 sqft (4.99 acres)
Garage Area527 sqft
Parking Spaces4 Parking Spaces
Deck Area390 sqft
Pole Barn384 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address905 EDEN DR
CitySAINT CLOUD
StateFL
Zip34771-8608
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEG 1839.06 FT W & 1160.64 FT S 18 DEG W OF NE COR, S 18 DEG W 270 FT, S 68 DEG E 843.1 FT, N 18 DEG E 270 FT, N 68 DEG W 843.1 FT TO POB LESS ELY 35 FT
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionLAKE CENTER VILLAGE
Legal Tract0000
Legal Block1021
Legal Lot Number1021
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-0000-1021-0000

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address905 EDEN DR, SAINT CLOUD, FL 34771-8608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 03, 2020Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2020 · Amount on Record
Deed SaleMar 03, 2020 · Amount on Record
Prior SaleMay 01, 2014 · Amount on Record
Deed Document Number202030541
Deed Book / Page5684 / 1644
Prior Transfer DateNov 20, 2012
Prior Transfer Doc0043661832
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address905 EDEN DR, SAINT CLOUD, FL 34771-8608
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 EDEN DR, SAINT CLOUD, FL 34771-8608

Mortgage

Document Number0060940767
DateNov 24, 2021
Book Page6094/767
Instrument2021182769
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2020
Property Address905 EDEN DR, SAINT CLOUD, FL 34771-8608
Document Number0056841644
Book / Page005684 / 001644
Instrument DateMar 02, 2020
Instrument30541
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyCOBBLESTONE TITLE SERVICES, COBBLESTONE TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,009.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address905 EDEN DR ST CLOUD FL 347718608, ST CLOUD, FL 34771-8608

Mortgage

Document Number56841645
DateMar 03, 2020
Book Page005684/001645
Instrument30542
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+3.41%) Homeowner's exemption$195,186 (+3.48%)$282,700 (-2.69%) Land $157,200 Building $125,500
2024$2,756.00 (+2.26%)
2023$2,695.00 (+4.7%) Homeowner's exemption$188,628 (+3%)$290,500 (+54.77%) Land $164,100 Building $126,400
2022$2,574.00 Homeowner's exemption$183,134$187,700 Land $93,800 Building $93,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 71 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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