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909 Eagle Rock Ter, Winter Haven, FL 33880 Property Records

Polk County property record for 909 Eagle Rock Ter, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,480 sqft · built 2022
Lot Size0.139 acres (6,033 sqft)
Owner2 Individual Names on Record
Last Sale$266,600 (Jun 2022)
Tax Bill$3,483 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-29-16-689008-000800

Property Details

APN / Parcel Number

Primary APN26-29-16-689008-000800
Alternative APN
  • 162926689008000800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,033 sqft (0.139 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area120 sqft

Location & Zoning

Street Address909 EAGLE ROCK TER
CityWINTER HAVEN
StateFL
Zip33880-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LANDING PHASE IB PB 184 PG 24-25 LOT 80
Legal Range26E
Legal Township29S
Legal Section16
Legal SubdivisionEAGLE LANDING PHASE IB
Legal Block4
Legal Lot Number80
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4043
Census Tract14501

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address909 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · FHA Mortgage
NVR MORTGAGE FINANCE INC
Jan 21, 2022Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Document Number2022148820
Deed Book / Page12276 / 1531
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address909 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6727 S LOIS AVE 705, 705, TAMPA, FL 33616-1622

Mortgage

Document Number0000148821
DateJun 1, 2022
Book Page12276/1533
Instrument2022148821
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 21, 2022
Property Address909 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864
Document Number0000018361
Book / Page12082 / 2204
Map ReferenceMB 184 PG 24&25
Instrument DateJan 12, 2022
Instrument2022018361
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$544.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2235 CRUMP RD, WINTER HAVEN, FL 33881-8200

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 VINELAND RD STE H22, H22, ORLANDO, FL 32811-7365
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,483.00 (-0.74%) Homeowner's exemption$226,691 (+0.65%) Land $36,000 Building $190,691$226,691 (+0.65%) Land $36,000 Building $190,691
2023$3,509.00 (+416.03%) Homeowner's exemption$225,235 (+543.53%) Land $35,000 Building $190,235$225,235 (+543.53%) Land $35,000 Building $190,235
2022$680.00$35,000 Land $35,000$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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