Polk County property record for 905 Eagle Rock Ter, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 2022 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,799 (May 2022) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-16-689008-000790 |
| Primary APN | 26-29-16-689008-000790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 1,712 sqft |
| 1st Floor Area | 1,312 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,055 sqft (0.139 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Street Address | 905 EAGLE ROCK TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE LANDING PHASE IB PB 184 PG 24-25 LOT 79 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 16 |
| Legal Subdivision | EAGLE LANDING PHASE IB |
| Legal Block | 4 |
| Legal Lot Number | 79 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 14501 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 905 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 17, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jan 10, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 2022134202 |
| Deed Book / Page | 12256 / 528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 17, 2022 |
| Property Address | 905 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864 |
| Document Number | 0000134202 |
| Book / Page | 12256 / 528 |
| Map Reference | MB 184 PG 24&25 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022134202 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 905 EAGLE ROCK TER, WAHNETA, FL 33880-5864 |
| Document Number | 0012256530 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 12256/530 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 10, 2022 |
| Property Address | 905 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5864 |
| Document Number | 0000006766 |
| Book / Page | 12064 / 1434 |
| Map Reference | MB 184 PG 24&25 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022006766 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $544.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2235 CRUMP RD, WINTER HAVEN, FL 33881-8200 |
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD STE H22, H22, ORLANDO, FL 32811-7365 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,893.00 (+6.83%) Homeowner's exemption | $143,126 (+5.99%) | $208,538 (+0.67%) Land $36,000 Building $172,538 |
| 2023 | $1,772.00 (+160.59%) Homeowner's exemption | $135,041 (+285.83%) | $207,157 (+491.88%) Land $35,000 Building $172,157 |
| 2022 | $680.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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