909 E Park St, Urbana, IL 61802 Property Records

Champaign County property record for 909 E Park St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1934
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2008)
Tax Bill	$3,695 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-308-005`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-308-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Building Perimeter
1st Floor Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	909 E PARK ST
City	URBANA
State	IL
Zip	61802-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2, 3 COWLEYS ADD
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	COWLEYS ADD
Legal Lot Number	2,3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3019
Census Tract	5401

Owner

909 E Park St is owned and occupied by two individuals who bought it in November 2008.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 E PARK ST, URBANA, IL 61802-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jan 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2008 · Amount on File
Deed Sale	Nov 25, 2008 · Amount on File
Deed Document Number	200829256
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	0000029256
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	909 E PARK ST, URBANA, IL 61802-2027
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E PARK ST, URBANA, IL 61802-2027

Mortgage

Document Number	0000013849
Date	Sep 26, 2023
Instrument	2023R13849

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	909 E PARK ST, URBANA, IL 61802-2027
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E PARK ST, URBANA, IL 61802-2027

Mortgage

Document Number	0000000111
Date	Jan 4, 2023
Instrument	2023R00111

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	206 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,260 Land $8,530 Building $35,730	$132,780 Land $25,590 Building $107,190
2024	$3,695.00
2022	$3,154.00 Homeowner's exemption	$35,140 Land $6,770 Building $28,370	$105,420 Land $20,310 Building $85,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 E Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 E Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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