908 E Park St, Urbana, IL 61802 Property Records

Champaign County property record for 908 E Park St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 758 sqft · built 1909
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Sep 2026)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-307-004`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-307-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	758 sqft Building Perimeter
1st Floor Area	758 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	216 sqft
Driveway	Concrete Driveway
Driveway Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	908 E PARK ST
City	URBANA
State	IL
Zip	61802-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 COWLEYS ADD 2ND
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	COWLEYS ADD 2ND
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3017
Census Tract	5401

Owner

908 E Park St is owned and occupied by an individual who bought it in September 2026.

Source: Champaign County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	908 E PARK ST, URBANA, IL 61802-2028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 29, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Sep 22, 2009 · Amount on File
Deed Document Number	202614679
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	0000000939
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 17, 2026
Property Address	908 E PARK ST, URBANA, IL 61802-2028
Document Number	0000014679
Instrument Date	Sep 14, 2026
Instrument	202614679
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E PARK ST, URBANA, IL 61802-2028

Mortgage

Document Number	0000014680,
Date	Sep 17, 2026
Instrument	202614680

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	908 E PARK ST, URBANA, IL 61802-2028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024200
Date	Dec 29, 2017
Instrument	2017R24200

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	211 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 908 E Park St was $1,691, up 5.9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (+5.89%)	$22,730 Land $4,260 Building $18,470	$68,190 Land $12,780 Building $55,410
2024	$1,597.00
2022	$1,305.00 Homeowner's exemption	$18,060 Land $3,390 Building $14,670	$54,180 Land $10,170 Building $44,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 E Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 E Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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