Gila County property record for 909 E Oxbow Cir, Payson, AZ 85541 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1981 |
| Square Footage | 1,244 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Garage | Attached, 506 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,232.00 (2025) |
Source: Gila County records · APN 304-20-066
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 E OXBOW CIR, PAYSON, AZ 85541-5727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 08, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 |
| Deed Sale | Feb 08, 2021 |
| Prior Sale | Jan 03, 2020 · Amount on Record |
| Deed Doc Number | 20211701 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Feb 08, 2021 |
| Property Address | 909 E OXBOW CIR, PAYSON, AZ 85541-5727 |
| Document Number | 0000001701 |
| Map Reference | MAP 221 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-001701 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 N ALETTA, 441, MESA, AZ 85207-5723 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 909 E OXBOW CIR, PAYSON, AZ 85541-5727 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001702 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-001702 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jan 03, 2020 |
| Property Address | 909 E OXBOW CIR, PAYSON, AZ 85541-5727 |
| Document Number | 0000000087 |
| Map Reference | MAP 221 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020-000087 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | CLEAR TITLE AGENCY OF ANZONA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 E OXBOW CIR, 909, PAYSON, AZ 85541-5727 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 441 N ALETTA, MESA, AZ 85207-5723 |
| Document Number | 0000000088 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 2020-000088 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,820 (+8.32%) Land $5,834 Building $21,986 | $278,205 (+8.32%) Land $58,343 Building $219,862 | |
| 2025 | $1,232.00 (+7.69%) | ||
| 2024 | $25,683 Land $3,513 Building $22,170 | $256,835 Land $35,134 Building $221,701 | |
| 2023 | $1,144.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 54% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-20-066 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 1,930 sqft Gross Area |
| 1st Floor | 1,244 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 42 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | R032956 |
|---|---|
| Street Address | 909 E OXBOW CIR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 68, COW TOWN ESTATES, PLAT 221NE1/4 NE1/4 SEC 10 T10N R10E = 0.19 AC |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 10 |
| Legal Subdivision | COW TOWN EST |
| Legal Lot Number | 68 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
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