Gila County property record for 904 E Oxbow Cir, Payson, AZ 85541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1978 |
| Square Footage | 1,368 sqft Living Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Garage | Detached, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,555.00 (2025) |
Source: Gila County records · APN 304-20-072A
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 E OXBOW CIR, PAYSON, AZ 85541-5726 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 |
| Deed Sale | Mar 30, 2016 |
| Prior Sale | Mar 30, 2016 |
| Deed Doc Number | 2016002888 |
| Deed Book / Page | 2016002 / 888 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 904 E OXBOW CIR, PAYSON, AZ 85541-5726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 904 E OXBOW CIR, PAYSON, AZ 85541-5726 |
| Document Number | 0000001294 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-001294 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 904 E OXBOW CIR, PAYSON, AZ 85541-5726 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 904 E OXBOW CIR, PAYSON, AZ 85541-5726 |
| Document Number | 0000005286 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-005286 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,510 (+8.76%) Land $7,444 Building $26,066 | $335,100 (+8.76%) Land $74,439 Building $260,661 | |
| 2025 | $1,555.00 (+7.69%) | ||
| 2024 | $30,812 Land $4,843 Building $25,969 | $308,115 Land $48,426 Building $259,689 | |
| 2023 | $1,444.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 54% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-20-072A |
|---|---|
| Alternative APNs |
|
| Building Area | 1,368 sqft Living Area |
|---|---|
| 1st Floor | 1,368 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 72 sqft Patio |
|---|---|
| Porch | Porch |
| Porch Area | 368 sqft Porch |
| Canopy Area | 368 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | R032976 |
|---|---|
| Street Address | 904 E OXBOW CIR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-5726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOTS 73 & 74 , COW TOWN ESTATES , PLAT 221NE1/4 NE1/4 SEC 10 T10N R10E = 0.34 AC(OUT OF |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 10 |
| Legal Subdivision | COWTOWN ESTATES |
| Legal Lot Number | 73-74 74 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
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