909 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 909 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1906
Lot Size	0.181 acres (7,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,855 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-002.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-002.000-023`
Alternative APN	`01610311264`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Basement Area	642 sqft

Exterior

Year Built	Built 1906
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610311264
Street Address	909 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	21
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3022
Census Tract	10300

Owner

909 E 3rd St is owned and occupied by two individuals who acquired it in February 2001.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 E 3RD ST, MISHAWAKA, IN 46544-2738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Mar 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU
Dec 9, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2001
Deed Sale	Feb 7, 2001
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	909 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001717695
Date	Jul 11, 2017
Instrument	1717695

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2027

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	909 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002405871
Date	Mar 18, 2024
Instrument	2405871

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	909 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132945
Date	Dec 9, 2011
Instrument	1132945

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	909 E 3RD ST, MISHAWAKA, IN 46544-2738
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000811507
Date	Apr 8, 2008
Instrument	0811507

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,000 Land $31,900 Building $116,100	$148,000 Land $31,900 Building $116,100
2024	$1,855.00 (+8.29%)
2023	$1,713.00 (-25.84%)	$153,700 (-4%) Land $31,900 Building $121,800	$153,700 (-4%) Land $31,900 Building $121,800
2022	$2,310.00 Homeowner's exemption	$160,100 Land $31,900 Building $128,200	$160,100 Land $31,900 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 909 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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