909 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 909 Cunningham Ave, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,776 sqft · built 1968
Lot Size	0.127 acres (5,520 sqft)
Owner	Company Name on File
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101940A000`

Property Details

APN / Parcel Number

Primary APN	`101940A000`
Alternative APN	`6-009C-4161-02-0021.1000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,520 sqft (0.127 acres)
Lot Dimensions	92 ft deep x 60 ft wide
Terrain	Rolling
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	101940A000
Street Address	909 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AF0
Legal Description	WILMES TRENDLEY SUB PT LOTS 10 & 11
Legal Subdivision	WILMES & TRENDLEY
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

909 Cunningham Ave, a duplex, is owned by a company that acquired it in April 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	3650 SUMMIT DR, SAINT CHARLES, MO 63303-1900
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022
Deed Sale	Apr 27, 2022
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	202224172
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0000024172
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 28, 2018
Property Address	909 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2206
Document Number	0070071415
Book / Page	7007 / 1415
Map Reference	MB 6 PG 30
Instrument Date	Nov 20, 2018
Instrument	20181128000665600
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7348 MEXICO RD, 7348, SAINT PETERS, MO 63376-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 WELLMAN CT, SAINT LOUIS, MO 63146-3722

Mortgage

Document Number	20181128000665610
Date	Nov 28, 2018
Instrument	20181128000665610

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 909 Cunningham Ave was $2,380.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,829 (-)	$199,101 (-) Land $45,000 Building $154,101
2025	$2,380.00	$37,829	$199,101 Land $45,000 Building $154,101
2023		$33,532
2022			$176,485 Land $45,000 Building $131,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Cunningham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Cunningham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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