1003 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1003 Cunningham Ave, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,302 sqft · built 1960
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Oct 2008)
Tax Bill	$2,095 (2025)
Flood Zone	Zone X (minimal risk)
APN	`073870A000`

Property Details

APN / Parcel Number

Primary APN	`073870A000`
Alternative APN	`6-014B-4126-00-0146.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Total Area
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft

Exterior

Year Built	Built 1960
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	8,320 sqft
Lot Dimensions	130 ft deep x 64 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	073870A000
Old Parcel Number	073870A000
Street Address	1003 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2208
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OSAGE HILLS #3 LOT 146 EXCEPT S 14.6'
Legal Range	05E
Legal Township	46N
Legal Subdivision	OSAGE HILLS #3
Legal Lot Number	146
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

Source: St. Charles County records · APN 073870A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	627 BOONES LICK RD, SAINT CHARLES, MO 63301-2438
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2008 · Amount on Record
Deed Sale	Oct 06, 2008 · Amount on Record
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	0005057977
Deed Book / Page	5057 / 977
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00	$33,238 (+12.32%)	$174,941 (+12.33%) Land $45,000 Building $129,941
2023		$29,592
2022			$155,745 Land $45,000 Building $110,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force 1 of 4 on primary residences
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.