821 Bowes Rd, Lowell, MI 49331 Property Records

Kent County property record for 821 Bowes Rd, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jul 2019)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-02-355-030`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-355-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,062 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	821 BOWES RD
City	LOWELL
State	MI
Zip	49331-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	E 1/3 OF LOTS 65 & 66 ALSO W 1 FT OF LOTS 96 & 97 * SWEET & SMITH'S ADD
Legal Subdivision	SWEET & SMITHS ADD
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4010
Census Tract	12004

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 BOWES RD, LOWELL, MI 49331-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 23, 2019	Warranty Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	201953390
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	821 BOWES RD, LOWELL, MI 49331-1611
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BOWES RD, LOWELL, MI 49331-1611

Mortgage

Document Number	0000017468
Date	Apr 10, 2024
Instrument	20240410-0017468

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 23, 2019
Property Address	821 BOWES RD, LOWELL, MI 49331-1611
Document Number	0000053390
Instrument Date	Jul 19, 2019
Instrument	20190723-0053390
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5580 POINSETTIA ST SW, 5580, GRANDVILLE, MI 49418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BOWES RD, LOWELL, MI 49331-1611

Mortgage

Document Number	0000053391
Date	Jul 23, 2019
Instrument	20190723-0053391

Lender

Name	NEW EXECUTIVE MORTGAGE LLC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+2.59%) Homeowner's exemption	$90,100 (+25.49%)	$180,200 (+25.49%)
2023		$71,800	$143,600
2019	$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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