Oceana County property record for 9088 E M 20, Hesperia, MI 49421 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,350 sqft · built 1967 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Jul 2021) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 014-036-100-10 |
| Primary APN | 014-036-100-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Gross Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9088 E M 20 |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD 2019/22835 & POA 9088 E M-20 WD-L2008P8568 SEC 36 T14N R15W. .75 A W 150 FT OF E 550 FT OF ALL THAT PT OF NE 1/4 OF NW 1/4 |
| Legal Range | 15W |
| Legal Township | 14N |
| Legal Section | 36 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | NEWFIELD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10600 |
Source: Oceana County records · APN 014-036-100-10
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 LAKE FOREST LN, F10, NORTON SHORES, MI 49441-4777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Dec 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Document Number | 2021 |
| Prior Transfer Date | Jun 23, 2004 |
| Prior Transfer Doc | 2004023090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 13, 2021 |
| Property Address | 9088 E M 20, HESPERIA, MI 49421-9096 |
| Document Number | 2021/18291 |
| Book / Page | 2021 / 18291 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 202100005072 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,253.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9088 E M 20, 9088, HESPERIA, MI 49421-9096 |
| Name | Verified Name |
|---|---|
| Address | 595 LAKE FOREST LN APT F10, F10, NORTON SHORES, MI 49441-4777 |
| Document Number | 202100005073 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 202100005073 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9088 E M 20, HESPERIA, MI 49421-9096 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/13308 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 2021/13308 |
| Instrument | 202100003815 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.74% |
| Index | 1-Year LIBOR |
| Max Rate | 9.74% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Dec 18, 2019 |
| Property Address | 9088 E M 20, HESPERIA, MI 49421-9096 |
| Document Number | 2019/022835 |
| Book / Page | 2019 / 022835 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 201900006744 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16371 GEM HILL RD, 16371, BRUCE CROSSING, MI 49912-8778 |
| Name | Verified Name |
|---|---|
| Address | 2722 OTTAWA DR, ORLEANS, MI 48865-9110 |
| Document Number | 201900006745 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 201900006745 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Newfield Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,800 (+15.46%) | $349,600 (+15.46%) | |
| 2025 | $1,296.00 (-63.16%) Homeowner's exemption | $151,400 (+45.86%) Building $151,400 | $302,800 (+45.86%) Building $302,800 |
| 2023 | $103,800 Building $103,800 | $207,600 (-) Building $207,600 | |
| 2022 | $3,518.00 | $207,600 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force 13 of 14 on primary residences |
| Nearby Flood Claims | 8 (1979–2026) |
| Most Recent Claim | Apr 2026, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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