Oceana County property record for 9046 E M 20, Hesperia, MI 49421 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,700 (Dec 2017) |
| Tax Bill | $1,193 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 014-036-100-36 |
| Primary APN | 014-036-100-36 |
|---|
| Lot Area | 35,284 sqft (0.81 acres) |
|---|
| Street Address | 9046 E M 20 |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9046 E M-20 N36-2D WD892857 QC893079 PT FR 25-300-15 IN 80 SEC 36 T14N R15W. PT FR 100-08 IN 1977 W 125 FT OF E 810 FT OF NE |
| Legal Range | 15W |
| Legal Township | 14N |
| Legal Section | 36 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | NEWFIELD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10600 |
Source: Oceana County records · APN 014-036-100-36
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit SERVICE 1 FCU |
| Dec 20, 2017 | Warranty Deed, Transfer NOT AVAILABLE, OWNERAS TITLE AGEBYC LLC |
| Oct 17, 2017 | Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 2017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019/006311 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 2019/006311 |
| Instrument | 201900002349 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/23495 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 2020/23495 |
| Instrument | 202000006180 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/22769 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 2021/22769 |
| Instrument | 202100006054 |
| Name | SERVICE 1 FCU |
|---|---|
| Type | Credit Union |
| Address | MUSKEGON, MI 49444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Dec 20, 2017 |
| Property Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Document Number | 2017/024593 |
| Book / Page | 2017 / 024593 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 201700007404 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | NOT AVAILABLE, OWNERAS TITLE AGEBYC LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E PENN SQ, PHILADELPHIA, PA 19107-3323 |
| Name | Verified Name |
|---|---|
| Address | 1669 S 58TH AVE, SHELBY, MI 49455-9657 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Oct 17, 2017 |
| Property Address | 9046 E M 20, HESPERIA, MI 49421-9096 |
| Document Number | 2017/020292 |
| Book / Page | 2017 / 020292 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 201700006164 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 07, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2361 MORSE RD, COLUMBUS, OH 43229-5856 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Newfield Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,600 (+15.46%) | $315,200 (+15.46%) | |
| 2025 | $1,193.00 (-62.28%) Homeowner's exemption | $136,500 (+42.93%) Land $136,500 | $273,000 (+42.93%) Land $273,000 |
| 2023 | $95,500 Land $95,500 | $191,000 (-) Land $191,000 | |
| 2022 | $3,163.00 | $191,000 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force 13 of 14 on primary residences |
| Nearby Flood Claims | 8 (1979–2026) |
| Most Recent Claim | Apr 2026, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures