Indian River County property record for 9086 103rd Ave, Vero Beach, FL 32967
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,600 (Mar 2026) |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-38-28-00003-0180-00016.0 |
| Primary APN | 31-38-28-00003-0180-00016.0 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Corner |
| Street Address | 9086 103RD AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3075 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT H-2 BLK R LOT 16 PBI 6-4 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 28 |
| Legal Subdivision | VERO LAKE ESTATES UNIT H-2 |
| Legal Block | R |
| Legal Lot Number | 16 |
| Legal Unit | H-2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 3 |
| Census Block | 3083 |
| Census Tract | 50903 |
9086 103rd Ave, residential vacant land, is owned and occupied by two individuals who bought it in March 2026.
Source: Indian River County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9086 103RD AVE, VERO BEACH, FL 32967-3075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 22, 2022 | Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Apr 22, 2022 | Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Apr 22, 2022 · Amount on File |
| Deed Document Number | 202610339 |
| Deed Book / Page | 3842 / 2113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 5, 2026 |
| Property Address | 9086 103RD AVE, VERO BEACH, FL 32967-3075 |
| Document Number | 0038422113 |
| Book / Page | 3842 / 2113 |
| Map Reference | MB 6 PG 4 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 3120260010339 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,930.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 9086103RD AVENUE, VERO BEACH, FL 32967 |
| Document Number | 0038422115 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3842/2115 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 9086 103RD AVE, VERO BEACH, FL 32967-3075 |
| Document Number | 0035331028 |
| Book / Page | 3533 / 1028 |
| Map Reference | MB 6 PG 4 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 3120220025893 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2424 HAMBURG TPKE # 2, 2424, WAYNE, NJ 07470-6226 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 9086 103RD AVE, VERO BEACH, FL 32967-3075 |
| Document Number | 0035331031 |
| Book / Page | 3533 / 1031 |
| Map Reference | MB 6 PG 4 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 3120220025894 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2424 HAMBURG TPKE # 2, 2424, WAYNE, NJ 07470-6226 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 9086 103rd Ave was $461.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 | $30,281 Land $30,281 | $30,281 Land $30,281 |
| 2023 | $398.00 (+64.46%) | $24,863 (+21.88%) Land $24,863 | $24,863 (+21.88%) Land $24,863 |
| 2022 | $242.00 | $20,400 Land $20,400 | $20,400 Land $20,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9086 103rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 23.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9086 103rd Ave is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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