9085 103rd Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 9085 103rd Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 2022
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$250,750 (Mar 2022)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-38-28-00003-0190-00001.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00003-0190-00001.0`
Alternative APN	`26866`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,874 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	560 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26866
Street Address	9085 103RD AVE
City	VERO BEACH
State	FL
Zip	32967-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT H-2 BLK S LOT 1 PBI 6-4
Legal Range	38
Legal Township	31
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT H-2
Legal Block	S
Legal Lot Number	1
Legal Unit	H-2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	3
Census Block	3084
Census Tract	50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	9085 103RD AVE, VERO BEACH, FL 32967-3076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	3120220016890
Deed Book / Page	3521 / 1329
Record Updated	Jun 8, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 16, 2022
Property Address	9085 103RD AVE, VERO BEACH, FL 32967-3076
Document Number	0035211329
Book / Page	3521 / 1329
Map Reference	MB 6 PG 4
Instrument Date	Feb 28, 2022
Instrument	3120220016890
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9085 103RD AVE, VERO BEACH, FL 32967-3076

Mortgage

Document Number	0035211330
Date	Mar 16, 2022
Instrument	3521/1330

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00 (+0.07%)	$286,365 (-6.19%) Land $30,281 Building $256,084	$286,365 (-6.19%) Land $30,281 Building $256,084
2023	$4,483.00 (+1,518.41%)	$305,252 (+1,396.33%) Land $24,863 Building $280,389	$305,252 (+1,396.33%) Land $24,863 Building $280,389
2022	$277.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	23.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	4 (1999–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20