908 Winchester Dr, Westminster, MD 21157 Property Records

Carroll County property record for 908 Winchester Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,284 sqft · built 1982
Lot Size	0.569 acres (24,767 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Jun 2004)
Tax Bill	$4,245 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-038240`

Property Details

APN / Parcel Number

Primary APN	`07-038240`
Alternative APNs	`7038240` `038240`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,284 sqft Total Area
Basement Area	285 sqft
Finished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	24,767 sqft (0.569 acres)
Garage Type	Built-in
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038240
Street Address	908 WINCHESTER DR
City	WESTMINSTER
State	MD
Zip	21157-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 109 - 24767 SF W/S WINCHESTER DR 11-19 WINCHESTER PK SC 4 PL4
Legal Subdivision	WINCHESTERPK 04 SEC F
Legal Lot Number	109
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2000
Census Tract	507801

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 WINCHESTER DR, WESTMINSTER, MD 21157-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2004 · Amount on File
Deed Sale	Jun 15, 2004 · Amount on File
Prior Sale	Dec 29, 2000 · Amount on File
Deed Document Number	200436184
Deed Book / Page	4025 / 523
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	908 WINCHESTER DR, WESTMINSTER, MD 21157-5737
Document Number	0096160149
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 WINCHESTER DR WESTMINSTER MD 211575737, WESTMINSTER, MD 21157-5737

Mortgage

Document Number	0096160149
Date	Mar 31, 2020
Book Page	009616/000149

Lender

Name	NWSB BK
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,245.00 (+5.47%)	$379,100 (+18.47%) Land $131,300 Building $247,800	$379,100 (+18.47%) Land $131,300 Building $247,800
2025	$4,025.00 (+11.31%)
2023	$3,616.00	$320,000 Land $131,300 Building $188,700	$320,000 Land $131,300 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20