903 Winchester Dr, Westminster, MD 21157 Property Records

Carroll County property record for 903 Winchester Dr, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,568 sqft · built 1970
Lot Size	0.645 acres (28,096 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Oct 2024)
Tax Bill	$3,719 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-023561`

Property Details

APN / Parcel Number

Primary APN	`07-023561`
Alternative APNs	`7023561` `023561`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,096 sqft (0.645 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	318 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023561
Street Address	903 WINCHESTER DR
City	WESTMINSTER
State	MD
Zip	21157-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 97 - 28096 SF 903 WINCHESTER DR 7-62 WINCHESTER PARK SC F PLT
Legal Subdivision	WINCHESTER PARK 02 SEC F
Legal Lot Number	97
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2000
Census Tract	507801

Owner

Source: Carroll County records · APN 07-023561

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2018	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Mar 05, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Mar 05, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2024 · Amount on Record
Deed Sale	Oct 02, 2024 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Book / Page	11334 / 428
Prior Transfer Date	Feb 09, 2017
Prior Transfer Doc	0089540287
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736

Mortgage

Document Number	0109610151
Date	Jan 10, 2023
Book Page	10961/151

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096700327
Date	May 12, 2020
Book Page	9670/327

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101170062
Date	Feb 22, 2021
Book Page	10117/62

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 12, 2018
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Document Number	0090380087
Book / Page	9038 / 0087
Map Reference	MB07 FO62
Instrument Date	May 09, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736

Mortgage

Document Number	0000903892
Date	Jun 12, 2018
Instrument	9038/92

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

March 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 05, 2018
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Document Number	0089540297
Book / Page	008954 / 000297
Instrument Date	Apr 10, 2017
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CARROLL MD
Recording Date	Mar 05, 2018
Property Address	903 WINCHESTER DR, WESTMINSTER, MD 21157-5736
Document Number	0089540287
Book / Page	008954 / 000287
Instrument Date	Feb 09, 2017
Transaction Type	Foreclosure
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3480 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (+4.72%) Land $132,900 Building $232,800	$365,700 (-) Land $132,900 Building $232,800
2025		$349,233 (+10.41%)	$365,700 (+15.62%) Land $132,900 Building $232,800
2024	$3,719.00 (+4.06%)
2023	$3,574.00 Homeowner's exemption	$316,300 Land $132,900 Building $183,400	$316,300 Land $132,900 Building $183,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135078012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

903 Winchester Dr, Westminster, MD 21157 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Winchester Dr

Nearby Streets

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