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908 White St, Key West, FL 33040 Property Records

Monroe County property record for 908 White St, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2012
Square Footage1,742 sqft Living Area
Lot Size1,953 sqft (0.045 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2000)
Tax Bill$4,285.00 (2024)

Property Details

APN / Parcel Number

Primary APN00021400-000000
Alternative APN
  • 1022144

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,742 sqft Living Area
1st Floor1,300 sqft 1st Floor
Attic Area884 sqft Attic
Attic1 Attic
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2012
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area1,953 sqft (0.045 acres)
Depth X Width93 ft x 21 ft Depth x Width

Exterior Amenities

Pool Area66 sqft Pool
Patio Area501 sqft Patio
PorchOpen Porch
Porch Area400 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1022144
Street Address908 WHITE ST
CityKEY WEST
StateFL
Zip33040-3356
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW PB 1-46 PT LOT 49 AND PT OF TR 6 VV-222 OR422-879/881 OR503-813 OR800-2299 OR801-1629 OR820-1591 OR863-1200 OR863-1252 OR1025-775 OR1286-685/87 OR1534-235/36 OR1640-28 OR2406-1359
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionW A GWYNNS SURV
Legal Tract6
Legal Lot Number49
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup3
Census Block3018
Census Tract972800

Owner

Source: Monroe County records · APN 00021400-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address908 WHITE ST, KEY WEST, FL 33040-3356
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
May 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2000 · Amount on Record
Deed SaleJun 26, 2000 · Amount on Record
Prior SaleAug 25, 1998 · Amount on Record
Deed Book / Page1640 / 28
Last Transfer DateMar 25, 2009
Transfer Doc0024061359
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address908 WHITE ST, KEY WEST, FL 33040-3356
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029931596
DateNov 07, 2019
Book Page2993/1596
Instrument2243849
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address908 WHITE ST, KEY WEST, FL 33040-3356
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 WHITE ST, KEY WEST, FL 33040-3356

Mortgage

Document Number0030950604
DateMay 05, 2021
Book Page3095/604
Instrument2317977
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$518,106 (-23.67%)$1,018,312 (+15%) Land $704,642 Building $313,670
2024$4,285.00 (-19.83%)
2023$5,345.00 (+10.05%) Homeowner's exemption$678,731 (+11.45%)$885,463 (+16.54%) Land $587,775 Building $297,688
2022$4,857.00 Homeowner's exemption$609,008$759,762 Land $455,440 Building $304,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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