907 White St, #4, Key West, FL 33040 Property Records

Monroe County property record for 907 White St, #4, Key West, FL 33040

Property Summary

Property Type	Hotel/Motel
Details	1 bd · 1 ba · 554 sqft · built 1938
Lot Size	0.114 acres (4,995 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Mar 2025)
Tax Bill	$5,873 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00024470-000104`

Property Details

APN / Parcel Number

Primary APN	`00024470-000104`
Alternative APN	`9075320`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	554 sqft Total Area

Exterior

Year Built	Built 1938
Lot Area	4,995 sqft

Location & Zoning

Account Number	9075320
Street Address	907 WHITE ST # 4, 4
City	KEY WEST
State	FL
Zip	33040-3355
Property Category	Commercial
Property Type	Commercial > Retail > Hotel/Motel
Legal Description	UNIT 4 PALM GARDENS OF KEY WEST CONDOMINIUM OR2108-659/60 OR3011-1500CT OR3032-0710
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	PALM GDNS/KEY WEST CONDO
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1021
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2301 LINDA AVE, KEY WEST, FL 33040-5112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 16, 2020	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Feb 12, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Mar 3, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2025 · Amount on Record
Deed Sale	Mar 1, 2025 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	0033151072
Deed Book / Page	3032 / 710
Prior Transfer Date	Jul 16, 2020
Prior Transfer Doc	2273403
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	907 WHITE ST # 4, 4, KEY WEST, FL 33040-3355
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 DILWORTHTOWN RD, WEST CHESTER, PA 19382-8369

Mortgage

Document Number	0030671805
Date	Jan 6, 2021
Book Page	3067/1805
Instrument	2298202

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Jul 16, 2020
Property Address	907 WHITE ST # 4, 4, KEY WEST, FL 33040-3355
Document Number	0030320710
Book / Page	003032 / 000710
Instrument Date	Jun 30, 2020
Instrument	2273403
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,712.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 DILWORTHTOWN RD WEST CHESTER PA 193828369, WEST CHESTER, PA 19382-8369

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2020
Property Address	907 WHITE ST # 4, 4, KEY WEST, FL 33040-3355
Document Number	0030081364
Book / Page	003008 / 001364
Instrument Date	Feb 6, 2020
Instrument	2255813
Transaction Type	Foreclosure
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 WHITE ST 4 # KEY WEST FL 33040, KEY WEST, FL 33040

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MONROE FL
Recording Date	Mar 3, 2020
Property Address	907 WHITE ST # 4, 4, KEY WEST, FL 33040-3355
Document Number	0030111500
Book / Page	003011 / 001500
Instrument Date	Feb 6, 2020
Instrument	2258322
Transaction Type	Foreclosure
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 S ORANGE AVE #900 ORLANDO FL 328013454, 900, ORLANDO, FL 32801-3454

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$691,046 (+5.48%) Building $691,046	$691,046 (+5.48%) Building $691,046
2024	$5,873.00 (-0.98%)
2023	$5,931.00 (+10.41%)	$655,153 (+8.66%) Building $655,153	$655,153 (+8.66%) Building $655,153
2022	$5,372.00	$602,945 Building $602,945	$602,945 Building $602,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 11 condo units
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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