908 White Oak Ln, Tryon, NC 28782 Property Records

Polk County property record for 908 White Oak Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,925 sqft · built 2001
Lot Size	2.89 acres (125,888 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2020)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`P84-67`

Property Details

APN / Parcel Number

Primary APN	`P84-67`
Alternative APN	`31545`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,925 sqft Finished Area

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	125,888 sqft (2.89 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31545
Street Address	908 WHITE OAK LN
City	TRYON
State	NC
Zip	28782-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, 0F05 FOXWOOD HILLS 09
Legal Subdivision	FOXWOOD HILLS
Legal Lot Number	13
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	908 WHITE OAK LN, TRYON, NC 28782-8870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	0004522233
Deed Book / Page	452 / 2233
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 15, 2020
Property Address	908 WHITE OAK LN, TRYON, NC 28782-8870
Document Number	00452/2233
Book / Page	452 / 2233
Map Reference	SL A-212 PG 61
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 S TRADE ST, 951, TRYON, NC 28782-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 S TRADE ST, TRYON, NC 28782-2786

Mortgage

Document Number	0004522236
Date	Oct 15, 2020
Instrument	452/2236

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	908 WHITE OAK LN, TRYON, NC 28782-8870
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	440/692
Date	May 6, 2019
Book Page	440/692

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (+9.62%)	$581,992 (+33.52%) Land $67,680 Building $514,312	$581,992 (+33.52%) Land $67,680 Building $514,312
2023	$2,775.00	$435,884 Land $43,900 Building $391,984
2021			$435,884 Land $43,900 Building $391,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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