700 White Oak Ln, Tryon, NC 28782 Property Records

Polk County property record for 700 White Oak Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1991
Lot Size	4.22 acres (183,823 sqft)
Owner	Trust Name on Record
Last Sale	$388,500 (May 2021)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	Sep 2021 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P84-64`

Property Details

APN / Parcel Number

Primary APN	`P84-64`
Alternative APN	`32305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,560 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	183,823 sqft (4.22 acres)
Garage Type	Detached
Garage Area	1,332 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32305
Street Address	700 WHITE OAK LN
City	TRYON
State	NC
Zip	28782-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 10 FOXWOOD HILLS S/D, 0F05 FOXWOOD HILLS 09
Legal Subdivision	FOXWOOD HILLS
Legal Lot Number	10
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	700 WHITE OAK LN, TRYON, NC 28782-8874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Intrafamily Transfer, Transfer
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Book / Page	459 / 915
Last Transfer Date	Sep 3, 2021
Transfer Doc	462/2125
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 7, 2021
Property Address	700 WHITE OAK LN, TRYON, NC 28782-8874
Document Number	462/2125
Book / Page	462 / 2125
Map Reference	FILE B PG 1085
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	700 WHITE OAK LN, TRYON, NC 28782-8874

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 14, 2021
Property Address	700 WHITE OAK LN, TRYON, NC 28782-8874
Document Number	459/915
Book / Page	459 / 915
Map Reference	FILE B PG 1085
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 WHISPERING HILLS DR, 309, HENDERSONVILLE, NC 28792-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	700 WHITE OAK LN, TRYON, NC 28782-8874

Mortgage

Document Number	459918
Date	May 14, 2021
Instrument	459/918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00	$486,048 (-) Land $83,640 Building $402,408	$486,048 (-) Land $83,640 Building $402,408
2025	$2,540.00 (+38.5%)	$486,048 (+68.7%) Land $83,640 Building $402,408	$486,048 (+68.7%) Land $83,640 Building $402,408
2023	$1,834.00	$288,108 Land $57,200 Building $230,908
2021			$288,108 Land $57,200 Building $230,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Windstream DSL	25 / 3

May also be available: AT&T, Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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