908 Thatcher St, Denison, TX 75020 Property Records

Grayson County property record for 908 Thatcher St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	926 sqft · built 1960
Lot Size	0.179 acres (7,775 sqft)
Owner	Individual Name on File
Last Sale	$61,200 (Mar 2017)
Tax Bill	$969 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D049 3210335`

Property Details

APN / Parcel Number

Primary APN	`D049 3210335`
Alternative APN	`151176`

Interior

Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1997
Lot Area	7,775 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	140 sqft
Carport	Carport
Carport Area	140 sqft
Porch	Open Porch
Porch Area	40 sqft
Utility Building	48 sqft

Location & Zoning

Street Address	908 THATCHER ST
City	DENISON
State	TX
Zip	75020-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY SIDE S/D, BLOCK 35, LOT 2, ACRES .1785
Legal Subdivision	SUNNY SIDE S/D
Legal Block	35
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	5
Census Block	5038
Census Tract	700

Owner

908 Thatcher St is owned and occupied by an individual who bought it in March 2017.

Source: Grayson County records, as of August 11, 2025

Owner of Record	Individual Name on File
Mailing Address	908 THATCHER ST, DENISON, TX 75020-7953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 23, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Apr 7, 2016
Deed Document Number	20176087
Deed Book / Page	5970 / 423
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	0000018097
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	908 THATCHER ST, DENISON, TX 75020-7953
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043863
Date	Dec 28, 2021
Instrument	2021-00043863

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 23, 2017
Property Address	908 THATCHER ST, DENISON, TX 75020-7953
Document Number	0000006087
Book / Page	5970 / 00423
Map Reference	VOL 84 PG 512
Instrument Date	Mar 23, 2017
Instrument	2017-00006087
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 SHEFFIELD DR, 426, RICHARDSON, TX 75081-5540

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006088
Date	Mar 23, 2017
Instrument	2017-00006088

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,007	$115,691 Land $44,778 Building $70,913
2024	$969.00
2023		$108,217 Land $41,358 Building $66,859	$108,217 Land $41,358 Building $66,859
2022	$1,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Thatcher St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Thatcher St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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