905 Thatcher St, Denison, TX 75020 Property Records

Grayson County property record for 905 Thatcher St, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details936 sqft · built 1986
Lot Size0.273 acres (11,909 sqft)
OwnerIndividual Name on File
Last Sale$190,788 (Jun 2026)
Tax Bill$3,248 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APND044 3210272

Property Details

APN / Parcel Number

Primary APND044 3210272
Alternative APN
  • 150671

Interior

Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Lot Area11,909 sqft (0.273 acres)
Lot Dimensions130 ft deep x 92 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area120 sqft
Patio Area120 sqft
Utility Building100 sqft

Location & Zoning

Street Address905 THATCHER ST
CityDENISON
StateTX
Zip75020-7952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY SIDE S/D, BLOCK 26, LOT 22 & PT 21, ACRES .2734
Legal SubdivisionSUNNY SIDE S/D
Legal Block26
Legal Lot Number22
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group5
Census Block5022
Census Tract700

Owner

905 Thatcher St is owned and occupied by an individual who bought it in June 2026.

Source: Grayson County records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address905 THATCHER ST, DENISON, TX 75020-7952
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST CO
Jul 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Jun 3, 2026Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORPORATION
May 24, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 11, 2017Deed of Trust, Mortgage
CMG FIN'L
Mar 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Prior SaleMar 10, 2017
Deed Document Number202614032
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5200 WINDHAVEN PKWY 1308, 1308, LEWISVILLE, TX 75056-5977
InvestorPossibly a Property Investor

Mortgage

Document Number0000006317
DateMar 2, 2021
Instrument2021-00006317
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDENISON, TX 75020
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5200 WINDHAVEN PKWY 1308, 1308, LEWISVILLE, TX 75056-5977
InvestorPossibly a Property Investor

Mortgage

Document Number0000023738
DateJul 15, 2021
Instrument2021-00023738
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDENISON, TX 75020
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionGRAYSON TX
Recording DateJun 3, 2026
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Document Number0000014032
Instrument DateJun 3, 2026
Instrument202614032
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanySIMPLIFILE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 THATCHER ST, DENISON, TX 75020-7952

Mortgage

Document Number0000014033,
DateJun 3, 2026
Instrument202614033
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMay 24, 2018
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Document Number0000011642
Instrument DateMay 15, 2018
Instrument11642
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7338 PARKRIDGE BLVD #482 IRVING TX 750638378, 482, IRVING, TX 75063-8378

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Document Number0000020594
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 THATCHER ST DENISON TX 750207952, DENISON, TX 75020-7952

Mortgage

Document Number0000020594
DateSep 14, 2017
Instrument20594
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
AmountAmount on Record
Term360 Months
DueSep 13, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMar 10, 2017
Property Address905 THATCHER ST, DENISON, TX 75020-7952
Document Number0000005001
Book / Page005963 / 000144
Instrument DateMar 9, 2017
Instrument5001
Transaction TypeTransfer
Record UpdatedMay 23, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1282 HIDDEN RDG #2051 IRVING TX 750388220, 2051, IRVING, TX 75038-8220

Tax Assessment & Valuation

The 2025 property tax bill for 905 Thatcher St was $3,248, up 2.8% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,248.00 (+2.82%)$140,127 Land $55,610 Building $84,517$140,127 Land $55,610 Building $84,517
2024$3,159.00
2023$131,450 Land $51,800 Building $79,650$131,450 Land $51,800 Building $79,650
2022$2,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Thatcher St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Thatcher St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Cable
1,000 / 50
TekWav
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on Thatcher St

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