908 Sunset Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 908 Sunset Ct, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1940
Lot Size	0.224 acres (9,791 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2014)
Tax Bill	$2,825 (2024)
Deeds & Mortgages	Sep 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-327-008`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-327-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,672 sqft Living Area
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Lot Area	9,791 sqft (0.224 acres)
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 SUNSET CT
City	PETOSKEY
State	MI
Zip	49770-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	BILLEAU HEIGHTS ADDITION LOT 16. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	BILLEAU HEIGHTS ADD
Legal Lot Number	16
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3009
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 SUNSET CT, PETOSKEY, MI 49770-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
May 21, 2018	Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST FRANIS X FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2014 · Amount on Record
Deed Sale	Feb 5, 2014 · Amount on Record
Prior Sale	Mar 20, 2007 · Amount on Record
Deed Document Number	20145116535
Deed Book / Page	1163 / 812
Prior Transfer Date	Jun 11, 2001
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	908 SUNSET CT, PETOSKEY, MI 49770-3149
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SUNSET CT, PETOSKEY, MI 49770-3149

Mortgage

Document Number	0000001247/0000000351
Date	Sep 26, 2022
Book Page	0000001247/0000000351
Instrument	5200320

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	908 SUNSET CT, PETOSKEY, MI 49770-3149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203/0000000731
Date	May 21, 2018
Book Page	0000001203/0000000731
Instrument	000005156627

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	56 Months
Due	Jan 1, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	908 SUNSET CT, PETOSKEY, MI 49770-3149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 SUNSET CT, PETOSKEY, MI 49770-3149

Mortgage

Document Number	0000001218/0000000502
Date	Jan 16, 2020
Book Page	0000001218/0000000502
Instrument	5171446

Lender

Name	ST FRANIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,700 (+50.03%) Land $250,700	$501,400 (+50.03%) Land $501,400
2024	$2,825.00
2023		$167,100 Land $167,100	$334,200 Land $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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