Emmet County property record for 905 Sunset Ct, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.229 acres (10,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $627,500 (Sep 2024) |
| Tax Bill | $6,732 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-327-002 |
| Primary APN | 52-19-05-327-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,643 sqft Living Area |
| 1st Floor Area | 2,643 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 10,001 sqft (0.229 acres) |
|---|---|
| Garage Area | 609 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 905 SUNSET CT |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | BILLEAU HEIGHTS ADDITION LOT 21. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | BILLEAU HEIGHTS ADD |
| Legal Lot Number | 21 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970700 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 672, PETOSKEY, MI 49770-0672 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Sep 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Dec 16, 2019 | Deed, Transfer |
| Jul 11, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 20245215340 |
| Deed Book / Page | 1262 / 328 |
| Prior Transfer Date | Jul 11, 2018 |
| Prior Transfer Doc | 001204/972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 717 GREG RD, PETOSKEY, MI 49770-9224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001218/0000000528 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 0000001218/0000000528 |
| Instrument | 5171472 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Document Number | 0000001247/0000000465 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 0000001247/0000000465 |
| Instrument | 5200434 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 717 GREG RD, PETOSKEY, MI 49770-9224 |
| Document Number | 0000001220/0000000466 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 0000001220/0000000466 |
| Instrument | 5173410 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 16, 2019 |
| Property Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Document Number | 001217/685 |
| Book / Page | 1217 / 685 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 5170606 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 GREG RD, PETOSKEY, MI 49770-9224 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 11, 2018 |
| Property Address | 905 SUNSET CT, PETOSKEY, MI 49770-3148 |
| Document Number | 001204/972 |
| Book / Page | 1204 / 972 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 0000515786+8 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2045, PETOSKEY, MI 49770-2045 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,800 (+58.79%) Land $393,800 | $787,600 (+58.79%) Land $787,600 | |
| 2024 | $6,732.00 | ||
| 2023 | $248,000 Land $248,000 | $496,000 Land $496,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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