905 Sunset Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 905 Sunset Ct, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Lot Size0.229 acres (10,001 sqft)
OwnerCompany Name on Record
Last Sale$627,500 (Sep 2024)
Tax Bill$6,732 (2024)
Deeds & MortgagesJan 2020 Mortgage
Sep 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN52-19-05-327-002

Property Details

APN / Parcel Number

Primary APN52-19-05-327-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,643 sqft Living Area
1st Floor Area2,643 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area10,001 sqft (0.229 acres)
Garage Area609 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address905 SUNSET CT
CityPETOSKEY
StateMI
Zip49770-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionBILLEAU HEIGHTS ADDITION LOT 21. SECTION 5, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionBILLEAU HEIGHTS ADD
Legal Lot Number21
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3009
Census Tract970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 672, PETOSKEY, MI 49770-0672
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Sep 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
AWAKON FEDERAL CREDIT UNION
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Dec 16, 2019Deed, Transfer
Jul 11, 2018Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleDec 16, 2019 · Amount on Record
Deed Document Number20245215340
Deed Book / Page1262 / 328
Prior Transfer DateJul 11, 2018
Prior Transfer Doc001204/972
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address905 SUNSET CT, PETOSKEY, MI 49770-3148
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 GREG RD, PETOSKEY, MI 49770-9224
InvestorPossibly a Property Investor

Mortgage

Document Number0000001218/0000000528
DateJan 16, 2020
Book Page0000001218/0000000528
Instrument5171472
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2024

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address905 SUNSET CT, PETOSKEY, MI 49770-3148
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 SUNSET CT, PETOSKEY, MI 49770-3148

Mortgage

Document Number0000001247/0000000465
DateSep 30, 2022
Book Page0000001247/0000000465
Instrument5200434
Lender
NameAWAKON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2042

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address905 SUNSET CT, PETOSKEY, MI 49770-3148
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 GREG RD, PETOSKEY, MI 49770-9224

Mortgage

Document Number0000001220/0000000466
DateApr 6, 2020
Book Page0000001220/0000000466
Instrument5173410
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionEMMET MI
Recording DateDec 16, 2019
Property Address905 SUNSET CT, PETOSKEY, MI 49770-3148
Document Number001217/685
Book / Page1217 / 685
Instrument DateNov 15, 2019
Instrument5170606
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 GREG RD, PETOSKEY, MI 49770-9224
InvestorPossibly a Property Investor

July 2018: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionEMMET MI
Recording DateJul 11, 2018
Property Address905 SUNSET CT, PETOSKEY, MI 49770-3148
Document Number001204/972
Book / Page1204 / 972
Instrument DateJul 11, 2018
Instrument0000515786+8
Transaction TypeForeclosure
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2045, PETOSKEY, MI 49770-2045

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,800 (+58.79%) Land $393,800$787,600 (+58.79%) Land $787,600
2024$6,732.00
2023$248,000 Land $248,000$496,000 Land $496,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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Nearby Streets

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