908 Spruce St, Yankton, SD 57078 Property Records

Yankton County property record for 908 Spruce St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,401 sqft · built 1969
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Nov 2025)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.060.001.750`

Property Details

APN / Parcel Number

Primary APN	`78.060.001.750`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Basement Area	1,401 sqft
Finished Basement	1,401 sqft
Unfinished Basement	1,401 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,875 sqft (0.25 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 SPRUCE ST
City	YANKTON
State	SD
Zip	57078-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 W2 OUTLOT 48 AUDITORS OUTLOTS
Legal Subdivision	OUTLOTS
Legal Lot Number	48
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4023
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 SPRUCE ST, YANKTON, SD 57078-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Oct 27, 2015 · Amount on Record
Deed Document Number	2025210685
Deed Book / Page	581 / 254
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Nov 14, 2025
Property Address	908 SPRUCE ST, YANKTON, SD 57078-3433
Document Number	000581/254
Book / Page	581 / 254
Map Reference	MB G PG 30
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6112 S 95TH ST, OMAHA, NE 68127-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 SPRUCE ST, YANKTON, SD 57078-3433

Mortgage

Document Number	0000581255
Date	Nov 14, 2025
Instrument	581/255

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,000 (-) Land $17,100 Building $253,900	$271,000 Land $17,100 Building $253,900
2025	$3,543.00 (+2.43%)	$271,000 (+7.63%) Land $17,100 Building $253,900
2024	$3,459.00 (+2.25%)
2023		$251,800 Land $17,100 Building $234,700
2022	$3,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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