810 Spruce St, Yankton, SD 57078 Property Records

Yankton County property record for 810 Spruce St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,381 sqft · built 1971
Lot Size	0.508 acres (22,109 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,333 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.450.001.060`

Property Details

APN / Parcel Number

Primary APN	`78.450.001.060`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
Basement Area	1,903 sqft
Finished Basement	1,903 sqft
Unfinished Basement	1,903 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,109 sqft (0.508 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	2,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 SPRUCE ST
City	YANKTON
State	SD
Zip	57078-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S53 LT 5 & ALL LT 6 MACHS #1 ADDN
Legal Subdivision	MACHS #1 ADDN
Legal Lot Number	5,6
Legal Unit	1
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4023
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 SPRUCE ST, YANKTON, SD 57078-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage EXPLORERS CU
Jun 25, 2018	Deed of Trust, Mortgage SERVICES CENTER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	810 SPRUCE ST, YANKTON, SD 57078-3431
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 SPRUCE ST, YANKTON, SD 57078-3431

Mortgage

Document Number	562/255
Date	Nov 15, 2021
Book Page	562/255

Lender

Name	EXPLORERS CU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	810 SPRUCE ST, YANKTON, SD 57078-3431
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	540/519
Date	Jun 25, 2018
Book Page	540/519

Lender

Name	SERVICES CENTER FCU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Jun 20, 2027

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,600 (+10.97%) Land $34,600 Building $449,000	$483,600 Land $34,600 Building $449,000
2025	$6,333.00 (+7.74%)
2023		$435,800 Land $34,600 Building $401,200
2022	$5,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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