908 S Locust St, Flora, IL 62839 Property Records

Clay County property record for 908 S Locust St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 2,026 sqft · built 1939
Lot Size	0.162 acres (7,085 sqft)
Owner	Individual Name on File
Last Sale	$5,500 (Oct 2020)
Tax Bill	$339 (2025)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-36-102-076`

Property Details

APN / Parcel Number

Primary APN	`10-36-102-076`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,026 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,085 sqft (0.162 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	908 S LOCUST ST
City	FLORA
State	IL
Zip	62839-2224
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	HIGH SCHOOL ADDN BLOCK 2 LOT 86
Legal Subdivision	HIGH SCHOOL ADD
Legal Block	2
Legal Lot Number	86
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2098
Census Tract	972100

Owner

908 S Locust St, a residential property, is owned by an individual who bought it in October 2020.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	126 E SCUDAMORE ST, FLORA, IL 62839-2232
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	2020281
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Oct 7, 2020
Property Address	908 S LOCUST ST, FLORA, IL 62839-2224
Document Number	200098
Instrument Date	Oct 7, 2020
Instrument	200098
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$8.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 CYPRESS DR, 2711, FLORA, IL 62839-3009

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Oct 26, 2020
Property Address	908 S LOCUST ST, FLORA, IL 62839-2224
Document Number	200281
Instrument Date	Oct 7, 2020
Instrument	200281
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$8.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 CYPRESS DR, 2711, FLORA, IL 62839-3009

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 908 S Locust St was $339, up 4.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$339.00 (+4.63%)	$4,440 Land $1,584 Building $2,856	$13,320 Land $4,752 Building $8,568
2024	$324.00
2022	$319.00 (+9.25%)	$3,355 Land $1,190 Building $2,165	$10,065 Land $3,570 Building $6,495
2021	$292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 S Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 S Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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