Clay County property record for 821 S Locust St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 884 sqft · built 1930 |
| Lot Size | 0.163 acres (7,129 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-101-129 |
| Primary APN | 10-36-101-129 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 7,129 sqft (0.163 acres) |
| Garage Area | 344 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 821 S LOCUST ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2242 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FAIR ADDN N/2 LOTS 154 & 155 |
| Legal Subdivision | FAIR ADD |
| Legal Lot Number | 154-155 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 972100 |
821 S Locust St, a residential property, is owned and occupied by an individual.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 821 S LOCUST ST, FLORA, IL 62839-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 8, 2026 |
| Property Address | 821 S LOCUST ST, FLORA, IL 62839-2242 |
| Document Number | D202600046 |
| Instrument Date | Jan 7, 2026 |
| Instrument | D202600046 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 S LOCUST ST, FLORA, IL 62839-2242 |
The 2025 property tax bill for 821 S Locust St was $790, up 4.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790.00 (+4.77%) | $10,330 (+11.45%) Land $1,980 Building $8,350 | $30,990 (+11.45%) Land $5,940 Building $25,050 |
| 2024 | $754.00 | $9,269 Land $1,777 Building $7,492 | $27,807 Land $5,331 Building $22,476 |
| 2022 | $744.00 (+9.41%) | $7,816 Land $1,489 Building $6,327 | $23,448 Land $4,467 Building $18,981 |
| 2021 | $680.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 821 S Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 821 S Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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