908 S Joseph Ave, Kerman, CA 93630 Property Records

Fresno County property record for 908 S Joseph Ave, Kerman, CA 93630 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,816 sqft · built 2018
Lot Size0.194 acres (8,470 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Aug 2018)
Tax Bill$3,782 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Aug 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN020-334-31S

Property Details

APN / Parcel Number

Primary APN020-334-31S
Alternative APN
  • 02033431

Interior

Bedrooms4 Beds
Stories1 Story
Building Area1,816 sqft Living Area
1st Floor Area1,816 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area8,470 sqft (0.194 acres)
Lot Dimensions110 ft deep x 77 ft wide
Garage Area489 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address908 S JOSEPH AVE
CityKERMAN
StateCA
Zip93630-7627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUR RT LOT 32 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision5636 BORDEAUX II
Legal Tract5636
Legal Lot Number32
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group1
Census Block1002
Census Tract4003

Owner

Source: Fresno County records · APN 020-334-31S

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 14, 2019Deed of Trust, Mortgage · FHA Mortgage
OAKTREE FUNDING CORP
Nov 16, 2020Deed of Trust, Mortgage · FHA Mortgage
OAKTREE FUNDING CORP
Aug 10, 2018Grant Deed, Transfer · FHA Mortgage
OAKTREE FUNDING CORP
Apr 04, 2018Deed of Trust, Mortgage
WORKMAN LIVING TRUST (LT)
Aug 31, 2017Grant Deed, Transfer
WORKMAN LIVING TRUST (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleAug 31, 2017 · Amount on Record
Deed Document Number201898424
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 S JOSEPH AVE, KERMAN, CA 93630-7627

Mortgage

Document Number0000083467
DateSep 11, 2023
Instrument2023-0083467
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term191 Months
DueAug 28, 2039

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090857
DateAug 14, 2019
Instrument2019-0090857
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
AddressUPLAND, CA 91786
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 S JOSEPH AVE, KERMAN, CA 93630-7627

Mortgage

Document Number0000163533
DateNov 16, 2020
Instrument2020-0163533
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
AddressUPLAND, CA 91786
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateAug 10, 2018
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000098424
Map ReferenceVOL 75 PG 98-102
Instrument DateJul 24, 2018
Instrument2018-0098424
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 S JOSEPH AVE, KERMAN, CA 93630-7627

Mortgage

Document Number0000098425
DateAug 10, 2018
Instrument2018-0098425
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000042824
Instrument DateApr 04, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2020 2ND ST #100 SELMA CA 936623722, 100, SELMA, CA 93662-3722

Mortgage

Document Number0000042824
DateApr 12, 2018
Instrument42824
Lender
NameWORKMAN LIVING TRUST (LT)
Address2381 HAROLD ST, KINGSBURG, CA 93631-1224
Agreement
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateAug 31, 2017
Property Address908 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000110043
Instrument DateAug 04, 2017
Instrument110043
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$151.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2020 2ND ST #100 SELMA CA 936623722, 100, SELMA, CA 93662-3722
InvestorPossibly a Property Investor

Mortgage

Document Number110044
DateAug 31, 2017
Instrument110044
Lender
NameWORKMAN LIVING TRUST (PT)
Address2381 HAROLD ST, KINGSBURG, CA 93631-1224
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$326,093 (+2%) Land $73,955 Building $252,138
2025$3,782.00 (+4.27%) Homeowner's exemption$319,700 (+4.04%) Land $72,505 Building $247,195
2023$3,627.00 (+1.06%) Homeowner's exemption$307,289 Land $69,691 Building $237,598
2022$3,589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Sebastian EnterprisesFiber1,000 / 1,000
UnWired Broadband HoldingFixed Wireless (unlicensed)1,000 / 1,000
Sebastian EnterprisesDSL100 / 25
Cal.netFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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