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869 S Joseph Ave, Kerman, CA 93630 Property Records

Fresno County property record for 869 S Joseph Ave, Kerman, CA 93630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2018
Lot Size0.162 acres (7,070 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Apr 2018)
Tax Bill$3,192 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN020-333-12S

Property Details

APN / Parcel Number

Primary APN020-333-12S
Alternative APN
  • 02033312

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area7,070 sqft (0.162 acres)
Lot Dimensions101 ft deep x 70 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address869 S JOSEPH AVE
CityKERMAN
StateCA
Zip93630-7627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 41 TR 5636 BORDEAUX II BK 75 PG 98-102
Legal Subdivision5636 BORDEAUX II
Legal Tract5636
Legal Lot Number41
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group1
Census Block1005
Census Tract4003

Owner

Source: Fresno County assessment roll, APN 020-333-12S, as of August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address871 S JOSEPH AVE, KERMAN, CA 93630-7627
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
Apr 27, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
GOLDEN EMPIRE MORTGAGE INC
Oct 05, 2017Grant Deed, Construction Loan · Line of Credit
UNITED SEC BK
Apr 30, 2018Grant Deed, Construction Loan · Line of Credit
UNITED SEC BK
Sep 15, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleSep 15, 2017 · Amount on Record
Deed Document Number201849774
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address869 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000130074
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address871 S JOSEPH AVE KERMAN CA 936307627, KERMAN, CA 93630-7627

Mortgage

Document Number0000130074
DateSep 23, 2020
Instrument130074
Lender
NameGOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
TypeBank
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 22, 2040

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateApr 27, 2018
Property Address869 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000049774
Instrument DateMar 29, 2018
Instrument49774
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$253.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address871 S JOSEPH AVE KERMAN CA 936307627, KERMAN, CA 93630-7627

Mortgage

Document Number49775
DateApr 27, 2018
Instrument49775
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

October 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateOct 05, 2017
Property Address869 S JOSEPH AVE, KERMAN, CA 93630-7627
Instrument DateOct 02, 2017
Instrument129469
Transaction TypeConstruction Loan
Record UpdatedOct 17, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Mortgage

Document Number0000129469
DateOct 05, 2017
Instrument129469
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateApr 30, 2018
Property Address869 S JOSEPH AVE, KERMAN, CA 93630-7627
Instrument DateOct 02, 2017
Instrument50820
Transaction TypeConstruction Loan
Record UpdatedMay 08, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113

Mortgage

Document Number0000050820
DateApr 30, 2018
Instrument50820
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateSep 15, 2017
Property Address869 S JOSEPH AVE, KERMAN, CA 93630-7627
Document Number0000116679
Instrument DateSep 13, 2017
Instrument116679
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,002.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Fresno County assessment roll as of August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$266,695 (+2%) Land $75,435 Building $191,260
2025$3,192.00 (+4.66%)$261,466 (+4.04%) Land $73,956 Building $187,510
2023$3,050.00 (+1.09%)$251,315 Land $71,085 Building $180,230
2022$3,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), as of April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 164 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Sebastian Enterprises
Fiber · DSL		1,000 / 1,000
UnWired Broadband Holding
Fixed Wireless		1,000 / 1,000
Cal.net
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA1010018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF KERMAN
serves 17,256 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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