908 S Adams St, Philo, IL 61864 Property Records

Champaign County property record for 908 S Adams St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.325 acres (14,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2021)
Tax Bill	$4,778 (2024)
Deeds & Mortgages	Sep 2021 Sale Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-379-014`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-379-014`

Exterior

Lot Area	14,171 sqft (0.325 acres)

Location & Zoning

Street Address	908 S ADAMS ST
City	PHILO
State	IL
Zip	61864-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HEWING SUB
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	HEWING SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1036
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 S ADAMS ST, PHILO, IL 61864-9743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer
Apr 11, 2018	Loan Modification, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Aug 19, 2014
Deed Document Number	202121247
Prior Transfer Date	Oct 10, 2003
Prior Transfer Doc	0000047069
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 7, 2021
Property Address	908 S ADAMS ST, PHILO, IL 61864-9743
Document Number	0000021247
Map Reference	MB X PG 255
Instrument Date	Sep 2, 2021
Instrument	2021R21247
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 S ADAMS ST, PHILO, IL 61864-9743

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 11, 2018
Property Address	908 S ADAMS ST, PHILO, IL 61864-9743
Instrument Date	Dec 15, 2016
Instrument	5548
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	908 S ADAMS ST PHILO IL 618649743, PHILO, IL 61864-9743

Mortgage

Document Number	0000005548
Date	Apr 11, 2018
Instrument	5548

Lender

Name	BUSEY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,610 (+25.01%) Land $7,380 Building $86,230	$280,830 (+25.01%) Land $22,140 Building $258,690
2024	$4,778.00 (+9.21%)
2022	$4,375.00 Homeowner's exemption	$74,880 Land $5,900 Building $68,980	$224,640 Land $17,700 Building $206,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless, Watch TV.

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