Chesapeake City property record for 908 Roy Ct, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 4 ba · 3,443 sqft · built 2017 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $482,051 (Dec 2017) |
| Tax Bill | $6,396 (2023) |
| Deeds & Mortgages | Nov 2020 Refinance Dec 2017 Sale & Mortgage |
| APN | 0383002000600 |
| Primary APN | 0383002000600 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Total Area |
| 1st Floor Area | 1,557 sqft |
| Upper Floors Area | 1,505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,159 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 355 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 908 ROY CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3448 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 60 LAKE THRASHER PH 2 |
| Legal Subdivision | LAKE THRASHER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Dec 11, 2017 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 201734118 |
| Deed Book / Page | 9864 / 680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 908 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10257/1815 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 10257/1815 |
| Instrument | 200043163 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 11, 2017 |
| Property Address | 908 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 9864/680 |
| Book / Page | 9864 / 680 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 170034118 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 170034119 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 170034119 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $785,200 (+23.99%) Land $205,000 Building $580,200 | $785,200 (+23.99%) Land $205,000 Building $580,200 | |
| 2023 | $6,396.00 (+22.93%) | $633,300 (+6.62%) Land $185,000 Building $448,300 | $633,300 (+6.62%) Land $185,000 Building $448,300 |
| 2022 | $594,000 Land $165,000 Building $429,000 | $594,000 Land $165,000 Building $429,000 | |
| 2019 | $5,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 23 (1998–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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