Chesapeake City property record for 905 Roy Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,104 sqft · built 2018 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $488,900 (Feb 2022) |
| Tax Bill | $7,237 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2022 Refinance + 2 more |
| APN | 0383002000560 |
| Primary APN | 0383002000560 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,104 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Upper Floors Area | 1,389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,594 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 905 ROY CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 56 LAKE THRASHER PH 2 |
| Legal Subdivision | LAKE THRASHER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20804 |
905 Roy Ct is owned and occupied by an individual who bought it in February 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed, Transfer |
| Feb 16, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Mar 2, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Mar 2, 2018 · Amount on File |
| Deed Document Number | 20225688 |
| Deed Book / Page | 10522 / 1163 |
| Prior Transfer Date | Feb 11, 2022 |
| Prior Transfer Doc | 10522/1163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 22, 2023 |
| Property Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 010696/291 |
| Book / Page | 10696 / 291 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 230020038 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 16, 2022 |
| Property Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 10522/1163 |
| Book / Page | 10522 / 1163 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 220005688 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 10522/1166 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 10522/1166 |
| Instrument | 220005689 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10362/1986 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 10362/1986 |
| Instrument | 210020044 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 2, 2018 |
| Property Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 9888/1654 |
| Book / Page | 9888 / 1654 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 180005468 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 ROY CT, CHESAPEAKE, VA 23320-3448 |
| Document Number | 180005469 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 180005469 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 905 Roy Ct was $7,237, up 11.7% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729,200 (+1.77%) Land $205,000 Building $524,200 | $729,200 (+1.77%) Land $205,000 Building $524,200 | |
| 2025 | $7,237.00 (+11.7%) | $716,500 Land $190,000 Building $526,500 | $716,500 Land $190,000 Building $526,500 |
| 2024 | $6,479.00 | ||
| 2023 | $617,200 (+7.81%) Land $185,000 Building $432,200 | $617,200 (+7.81%) Land $185,000 Building $432,200 | |
| 2022 | $572,500 Land $165,000 Building $407,500 | $572,500 Land $165,000 Building $407,500 | |
| 2019 | $4,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 905 Roy Ct; there have been 23 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 23 (1998–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Roy Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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