908 River Oak Dr, Seguin, TX 78155 Property Records

Guadalupe County property record for 908 River Oak Dr, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,309 sqft · built 1985
Lot Size	0.224 acres (9,740 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0490100204300000`

Property Details

APN / Parcel Number

Primary APN	`1G0490100204300000`
Alternative APNs	`000000018278` `000000234459` `18278`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	1,739 sqft
Utility Area	96 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,740 sqft (0.224 acres)
Lot Dimensions	117 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	44 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	908 RIVER OAK DR
City	SEGUIN
State	TX
Zip	78155-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 43 BLK: 2 ADDN: CHAPARRAL #1
Legal Subdivision	CHAPARRAL #1
Legal Block	2
Legal Lot Number	43
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2017
Census Tract	210806

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 RIVER OAK DR, SEGUIN, TX 78155-7044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage SWBC MTG
Jun 12, 2019	Warranty Deed, Transfer SWBC MTG
May 8, 2017	Warranty Deed, Transfer PROVIDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	202099020067
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	0099012842
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	908 RIVER OAK DR, SEGUIN, TX 78155-7044
Document Number	0000035460
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NEW BRAUNFELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 RIVER OAK DR SEGUIN TX 781557044, SEGUIN, TX 78155-7044

Mortgage

Document Number	0000035460
Date	Dec 8, 2020
Instrument	35460

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 12, 2019
Property Address	908 RIVER OAK DR, SEGUIN, TX 78155-7044
Document Number	0000012842
Instrument Date	Jun 11, 2019
Instrument	12842
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 RIVER OAK DR SEGUIN TX 781557044, SEGUIN, TX 78155-7044

Mortgage

Document Number	12843
Date	Jun 12, 2019
Instrument	12843

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 8, 2017
Property Address	908 RIVER OAK DR, SEGUIN, TX 78155-7044
Document Number	0000010109
Instrument Date	Apr 28, 2017
Instrument	10109
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 RIVER OAK DR SEGUIN TX 781557044, SEGUIN, TX 78155-7044

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Seguin City
Unified School District	Seguin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,355 (-13.07%) Land $42,851 Building $169,504	$212,355 (-13.07%) Land $42,851 Building $169,504
2025	$3,172.00 (-37.44%) Homeowner's exemption	$244,276 (-19.69%) Land $36,724 Building $207,552	$244,276 (-19.69%) Land $36,724 Building $207,552
2024	$5,070.00 (+10.39%)
2023	$4,593.00 (-10.38%) Homeowner's exemption	$304,172 Land $26,813 Building $277,359	$304,172 Land $26,813 Building $277,359
2022	$5,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 123 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 in force
Nearby Flood Claims	8 (2002–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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