Grayson County property record for 904 Ray Dr, Denison, TX 75020 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 2022 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,802 (Jul 2023) |
| Tax Bill | $4,374 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D008 3618005 |
| Primary APN | D008 3618005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,729 sqft |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 369 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 23 sqft |
| Street Address | 904 RAY DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-1432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIMS COUCH FIFTH ADDITION, BLOCK 1, LOT 5, ACRES .1722 |
| Legal Subdivision | SIMS COUCH FIFTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 400 |
Source: Grayson County records · APN D008 3618005
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 RAY DR, DENISON, TX 75020-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 13, 2023 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 13, 2023 | Special Warranty Deed, Transfer NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Jul 13, 2023 |
| Deed Document Number | 202317875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 904 RAY DR, DENISON, TX 75020-1432 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 7495 ORCHARD HILL LN, FRISCO, TX 75035-0574 |
| Document Number | 0000008723 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-8723 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74702 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 13, 2023 |
| Property Address | 904 RAY DR, DENISON, TX 75020-1432 |
| Document Number | 0000017875 |
| Map Reference | DOC 2021-154 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023-17875 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1205 N WADDILL ST, MCKINNEY, TX 75069-2852 |
| Name | Verified Name |
|---|---|
| Address | 904 RAY DR, DENISON, TX 75020-1432 |
| Document Number | 0000017876 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-17876 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Number | 0000017877 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-17877 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 11, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 13, 2023 |
| Property Address | 904 RAY DR, DENISON, TX 75020-1432 |
| Document Number | 0000017874 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023-17874 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 N WADDILL ST, MCKINNEY, TX 75069-2852 |
| Investor | Possibly a Property Investor |
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,374.00 (-12.15%) Homeowner's exemption | $265,464 (+25.59%) Land $43,131 Building $222,333 | $265,464 (+25.59%) Land $43,131 Building $222,333 |
| 2024 | $4,979.00 (+837.66%) | ||
| 2023 | $211,379 (+845.13%) Land $28,126 Building $183,253 | $211,379 (+845.13%) Land $28,126 Building $183,253 | |
| 2022 | $531.00 | $22,365 Land $22,365 | $22,365 Land $22,365 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 12% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Clarity Telecom | Fiber | 5,000 / 5,000 |
| Cable One | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Verizon, Texoma Communications, 360 Communications, Inc. (OK, AR & TX). Availability varies by address; speeds are provider-advertised maximums, not measured.
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