908 N Division St, Bristol, IN 46507 Property Records

Elkhart County property record for 908 N Division St, Bristol, IN 46507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 1945
Lot Size	1.12 acres (49,092 sqft)
Owner	Individual Name on Record
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-22-403-008.000-031`

Property Details

APN / Parcel Number

Primary APN	`20-03-22-403-008.000-031`
Alternative APN	`0322403008031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	768 sqft
Basement Area	1,318 sqft
Family Room	Family Room
Game Room	Game Room
Flooring	Subfloor

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	49,092 sqft (1.12 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	615 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	184 sqft
Patio Area	264 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0322403008031
Old Parcel Number	0322403008031
Street Address	908 N DIVISION ST
City	BRISTOL
State	IN
Zip	46507-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SE1/4 SEC 22 1.127A
Legal Block	403
Jurisdiction	ELKHART IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2021
Census Tract	701

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 N DIVISION ST, BRISTOL, IN 46507-8929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	908 N DIVISION ST, BRISTOL, IN 46507-8929
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000321
Date	Jan 5, 2024
Instrument	2024-00321

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 2, 2043

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Washington Township
Municipality	Bristol Town
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,600 (+11.81%) Land $28,500 Building $229,100	$257,600 (+11.81%) Land $28,500 Building $229,100
2024	$2,361.00 (+21.26%)	$230,400 (+8.83%) Land $28,500 Building $201,900	$230,400 (+8.83%) Land $28,500 Building $201,900
2023		$211,700 (+13.69%) Land $28,500 Building $183,200	$211,700 (+13.69%) Land $28,500 Building $183,200
2022	$1,947.00 Homeowner's exemption	$186,200 Land $28,500 Building $157,700	$186,200 Land $28,500 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2007–2019)
Most Recent Claim	Jan 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20