Elkhart County property record for 905 N Division St, Bristol, IN 46507
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,470 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,500 (Aug 2025) |
| Tax Bill | $1,347 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-22-401-008.000-031 |
| Primary APN | 20-03-22-401-008.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Family Room | Family Room |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 55 sqft |
| Deck Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0322401008031 |
|---|---|
| Old Parcel Number | 0322401008031 |
| Street Address | 905 N DIVISION ST |
| City | BRISTOL |
| State | IN |
| Zip | 46507-8929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 200X247.65-1356.83FT S SPIKE BLACKTOP OF THE BALDWIN- PRAIRIE RD SEC 22 1A |
| Legal Block | 401 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 701 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Aug 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 19, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | May 19, 2023 · Amount on Record |
| Deed Document Number | 2025-14164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Document Number | 0000003899 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-13899 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004166 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 2025-14166 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Aug 19, 2025 |
| Property Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Document Number | 0000004164 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025-14164 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | MERIDIAN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Document Number | 0000004165 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 2025-14165 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 0000004166 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 2025-14166 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | May 19, 2023 |
| Property Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Document Number | 0000007859 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-07859 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 905 N DIVISION ST, BRISTOL, IN 46507-8929 |
| Document Number | 0000007860 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-07860 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Washington Township |
| Municipality | Bristol Town |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,800 (+7.63%) Land $26,000 Building $127,800 | $153,800 (+7.63%) Land $26,000 Building $127,800 | |
| 2024 | $1,347.00 (+39.3%) | $142,900 (+8.26%) Land $26,000 Building $116,900 | $142,900 (+8.26%) Land $26,000 Building $116,900 |
| 2023 | $132,000 (+12.44%) Land $26,000 Building $106,000 | $132,000 (+12.44%) Land $26,000 Building $106,000 | |
| 2022 | $967.00 | $117,400 Land $26,000 Building $91,400 | $117,400 Land $26,000 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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