Rutherford County property record for 908 Main St, Chimney Rock, NC 28720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,148 sqft · built 1988 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $766,667 (Dec 2022) |
| Tax Bill | $2,025 (2022) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1643557 |
| Primary APN | 1643557 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,148 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Logs |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 404 sqft |
| Deck Area | 341 sqft |
| Patio Area | 437 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 50725 |
|---|---|
| Street Address | 908 MAIN ST |
| City | CHIMNEY ROCK |
| State | NC |
| Zip | 28720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0623208200980000; RES OFF HWY 64-74A |
| Legal Subdivision | ESMERALDA INN PROP |
| Legal Block | 1 |
| Legal Lot Number | 20W |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960301 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7455 EMERALD DUNES DR STE 800, 800, ORLANDO, FL 32822-5193 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Document Number | 0020671554 |
| Deed Book / Page | 2067 / 1554 |
| Record Updated | Jun 7, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 1, 2022 |
| Property Address | 908 MAIN ST, CHIMNEY ROCK, NC 28720 |
| Document Number | 0020671554 |
| Book / Page | 2067 / 1554 |
| Instrument Date | Nov 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 617, JEFFERSON CITY, TN 37760-0617 |
| Name | Verified Name |
|---|---|
| Address | 7455 EMERALD DUNES DR, ORLANDO, FL 32822-5185 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Chimney Rock Village |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $322,300 Land $75,000 Building $247,300 | $322,300 Land $75,000 Building $247,300 | |
| 2022 | $2,025.00 | ||
| 2021 | $2,025.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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