Rutherford County property record for 906 Main St, Chimney Rock, NC 28720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,427 sqft · built 1950 |
| Lot Size | 0.77 acres (33,568 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,629 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0227184 |
| Primary APN | 0227184 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,427 sqft Heated Area |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,568 sqft (0.77 acres) |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Slab |
| Porch Area | 934 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 906 MAIN ST |
|---|---|
| City | CHIMNEY ROCK |
| State | NC |
| Zip | 28720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0623208221720000; C. BLDG HWY 74 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960301 |
906 Main St, a single family home, is owned by two individuals.
Source: Rutherford County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 223, CHIMNEY ROCK, NC 28720-0223 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 906 Main St was $1,629.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Chimney Rock Village |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,629.00 | $164,700 Land $75,000 Building $89,700 | $164,700 Land $75,000 Building $89,700 |
| 2023 | $164,700 Land $75,000 Building $89,700 | $164,700 Land $75,000 Building $89,700 | |
| 2022 | $1,042.00 | ||
| 2021 | $1,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 906 Main St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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