908 Love Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 908 Love Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1960
Lot Size	0.208 acres (9,047 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2015)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226200A000`

Property Details

APN / Parcel Number

Primary APN	`226200A000`
Alternative APN	`2-051B-4080-00-0144.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	784 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,047 sqft (0.208 acres)
Lot Dimensions	109 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	226200A000
Street Address	908 LOVE DR
City	O FALLON
State	MO
Zip	63366-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 144
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	144
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	311602

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 LOVE DR, O FALLON, MO 63366-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2015 · Amount on Record
Deed Sale	May 4, 2015 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	2015271070
Deed Book / Page	6348 / 964
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2026
Property Address	908 LOVE DR, O FALLON, MO 63366-1741
Document Number	0000041736
Instrument Date	Aug 4, 2026
Instrument	202641736
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Non-Vested Spouse, 280
Address	908 LOVE DR, O FALLON, MO 63366-1741

Mortgage

Document Number	0000041736,
Date	Aug 31, 2026
Instrument	202641736

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	908 LOVE DR, O FALLON, MO 63366-1741
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LOVE DR, O FALLON, MO 63366-1741

Mortgage

Document Number	0000050755
Date	Dec 14, 2023
Instrument	2023R-050755

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Jul 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	908 LOVE DR, O FALLON, MO 63366-1741
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LOVE DR, O FALLON, MO 63366-1741

Mortgage

Document Number	0000058553
Date	Oct 27, 2022
Instrument	2022R-058553

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	273 Months
Due	Jul 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	908 LOVE DR, O FALLON, MO 63366-1741
Document Number	0000082767
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 LOVE DR O FALLON MO 633661741, O FALLON, MO 63366-1741

Mortgage

Document Number	0000082767
Date	Oct 29, 2020
Instrument	82767

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	STLOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2045

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,845 (-)	$199,184 (-) Land $40,000 Building $159,184
2025	$2,447.00	$37,845 (-7.77%)	$199,184 (-7.77%) Land $40,000 Building $159,184
2023		$41,035
2022			$215,972 Land $40,000 Building $175,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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