903 Love Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 903 Love Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1962
Lot Size	0.208 acres (9,047 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2023)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226680A000`

Property Details

APN / Parcel Number

Primary APN	`226680A000`
Alternative APN	`2-051B-4080-00-0160.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,047 sqft (0.208 acres)
Lot Dimensions	109 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	226680A000
Street Address	903 LOVE DR
City	O FALLON
State	MO
Zip	63366-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 160
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	160
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3012
Census Tract	311602

Owner

903 Love Dr is owned and occupied by an individual who bought it in August 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	903 LOVE DR, O FALLON, MO 63366-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	202332040
Prior Transfer Date	Feb 4, 2013
Prior Transfer Doc	0000121700
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2023
Property Address	903 LOVE DR, O FALLON, MO 63366-1740
Document Number	0000032040
Map Reference	MB 7 PG 27
Instrument Date	Aug 7, 2023
Instrument	2023R-032040
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 LOGAN VALLEY DR, SAINT PETERS, MO 63376-3978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 LOVE DR, O FALLON, MO 63366-1740
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032041
Date	Aug 10, 2023
Instrument	2023R-032041

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2021
Property Address	903 LOVE DR, O FALLON, MO 63366-1740
Document Number	0000022728
Map Reference	MB 7 PG 27
Instrument Date	Mar 12, 2021
Instrument	2021R-022728
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21901 COUNTRY LIFE ACRES, WARRENTON, MO 63383-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 LOGAN VALLEY DR, SAINT PETERS, MO 63376-3978

Mortgage

Document Number	0000022729
Date	Mar 15, 2021
Instrument	2021R-022729

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 903 Love Dr was $2,042.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,476 (-)	$165,666 (-) Land $40,000 Building $125,666
2025	$2,042.00	$31,476	$165,666 Land $40,000 Building $125,666
2023		$35,568 (+25.8%)
2022	$2,030.00	$28,274	$187,200 (+25.8%) Land $40,000 Building $147,200
2021			$148,810 Land $40,000 Building $108,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Love Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 903 Love Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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