908 King St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 908 King St, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,048 sqft · built 1951
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Tax Bill$4,891 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN006-331-07

Property Details

APN / Parcel Number

Primary APN006-331-07
Alternative APN
  • 006-331-07-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,048 sqft Living Area
Gross Area2,348 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.143 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address908 KING ST, A
CitySANTA CRUZ
StateCA
Zip95060-3513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMILITARY ESPLANADE
Legal Block4
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2012
Census Tract100600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Santa Cruz Downtown Historic District
listed 1989 · 186 contributing resources · NRIS 89001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address908 KING ST, SANTA CRUZ, CA 95060-3513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address908 KING ST # A, A, SANTA CRUZ, CA 95060-3513
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 KING ST, SANTA CRUZ, CA 95060-3513

Mortgage

Document Number0000057681
DateNov 23, 2021
Instrument2021-0057681
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,856 (+2%) Land $134,335 Building $257,521
2025$4,891.00 (+9.34%) Homeowner's exemption$384,172 (+4.04%) Land $131,701 Building $252,471
2023$4,473.00 (+1.08%) Homeowner's exemption$369,255 Land $126,587 Building $242,668$1,121,850
2022$4,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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