905 King St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 905 King St, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,493 sqft · built 1928
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on Record
Last Sale	$880,000 (Apr 2022)
Tax Bill	$13,831 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-311-01`

Property Details

APN / Parcel Number

Primary APN	`006-311-01`
Alternative APN	`006-311-01-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Other
Lot Area	3,790 sqft (0.087 acres)
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 KING ST
City	SANTA CRUZ
State	CA
Zip	95060-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILLOW BROOK
Legal Block	C
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2011
Census Tract	100600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Santa Cruz Downtown Historic District listed 1989 · 186 contributing resources · NRIS 89001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	905 KING ST, SANTA CRUZ, CA 95060-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 7, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202211041
Prior Transfer Date	May 6, 1994
Prior Transfer Doc	0000036438
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2023
Property Address	905 KING ST, SANTA CRUZ, CA 95060-3512
Document Number	0000001509
Map Reference	VOL 1 PG 88
Instrument Date	Jan 23, 2023
Instrument	2023-0001509
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 KING ST, SANTA CRUZ, CA 95060-3512

Mortgage

Document Number	0000001510
Date	Jan 30, 2023
Instrument	2023-0001510

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 5, 2022
Property Address	905 KING ST, SANTA CRUZ, CA 95060-3512
Document Number	0000011041
Map Reference	VOL 1 PG 88
Instrument Date	Apr 1, 2022
Instrument	2022-0011041
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LAURENT ST, SANTA CRUZ, CA 95060-3550

Mortgage

Document Number	0000011042
Date	Apr 5, 2022
Instrument	2022-0011042

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 7, 2019
Property Address	905 KING ST, SANTA CRUZ, CA 95060-3512
Document Number	0000030779
Instrument Date	Oct 1, 2019
Instrument	30779
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	219 CALIFORNIA ST SANTA CRUZ CA 950604213, SANTA CRUZ, CA 95060-4213

Mortgage

Document Number	30780
Date	Oct 7, 2019
Instrument	30780

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,190,676 (+2%) Land $893,007 Building $297,669
2025	$13,831.00 (+8.65%)	$1,167,329 (+4.04%) Land $875,497 Building $291,832
2023	$12,730.00 (+461.04%)	$1,122,000 Land $841,500 Building $280,500	$865,530
2022	$2,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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