908 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 908 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1945
Lot Size	0.111 acres (4,845 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Jun 2016)
Tax Bill	$4,150 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-158-006`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-158-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Building Perimeter
1st Floor Area	768 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,845 sqft (0.111 acres)
Lot Dimensions	95 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	280 sqft
Driveway	Concrete Driveway
Driveway Area	570 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	908 E OREGON ST
City	URBANA
State	IL
Zip	61801-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 20 WEBBERS, MARTHA E., ADD, SUB OF LT A
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	WEBBERS, MARTHA E., ADD
Legal Lot Number	20,A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4020
Census Tract	5500

Owner

Source: Champaign County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 E OREGON ST, URBANA, IL 61801-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	201610949
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 7, 2026
Property Address	908 E OREGON ST, URBANA, IL 61801-4407
Document Number	0000015733
Instrument Date	Oct 2, 2026
Instrument	202615733
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	GROUP GUARANTEED TITLE, GUARANTEED TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E OREGON ST, URBANA, IL 61801-4407

Mortgage

Document Number	0000015734,
Date	Oct 7, 2026
Instrument	202615734

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,920 (+25.92%) Land $9,650 Building $39,270	$146,760 (+25.92%) Land $28,950 Building $117,810
2024	$4,150.00 (+16.74%)
2022	$3,555.00 Homeowner's exemption	$38,850 Land $7,660 Building $31,190	$116,550 Land $22,980 Building $93,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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