903 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 903 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 576 sqft · built 1913
Lot Size	0.123 acres (5,340 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2022)
Tax Bill	$4,988 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-163-002`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-163-002`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	576 sqft Building Perimeter
1st Floor Area	576 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,340 sqft (0.123 acres)
Lot Dimensions	89 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	903 E OREGON ST
City	URBANA
State	IL
Zip	61801-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HUBBARDS, MARTHA C., URBANA ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HUBBARDS, MARTHA C., URBANA ADD
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4029
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 E OREGON ST, URBANA, IL 61801-4406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 4, 2021	Warranty Deed, Transfer ALLIED CAPITAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	20221753
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 27, 2022
Property Address	903 E OREGON ST, URBANA, IL 61801-4406
Document Number	0000001753
Map Reference	MB D PG 264
Instrument Date	Jan 24, 2022
Instrument	2022R01753
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 E OREGON ST, URBANA, IL 61801-4406

Mortgage

Document Number	0000001754
Date	Jan 27, 2022
Instrument	2022R01754

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2021
Property Address	903 E OREGON ST, URBANA, IL 61801-4406
Document Number	0000018625
Map Reference	MB D PG 264
Instrument Date	Jul 26, 2021
Instrument	2021R18625
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CROSS CREEK RD, MAHOMET, IL 61853-3734

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,180 (+25.97%) Land $11,080 Building $40,100	$153,540 (+25.97%) Land $33,240 Building $120,300
2024	$4,988.00 (+13.44%)
2022	$4,397.00	$40,630 Land $8,790 Building $31,840	$121,890 Land $26,370 Building $95,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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