908 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 908 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 1988
Lot Size0.345 acres (15,010 sqft)
OwnerCompany Name on Record
Last Sale$900,000 (Jun 2026)
Tax Bill$6,695 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone VE (high risk)
APN29-09S-06W-7312-000I-0020

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7312-000I-0020
Alternative APN
  • 06W09S297312000I0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area1,458 sqft
1st Floor Area1,362 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,010 sqft (0.345 acres)
Lot Width100 ft Width
PorchFinished Screened Porch
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address908 E GULF BEACH DR
CityEASTPOINT
StateFL
Zip32328-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL I LOT 2 ST GEORGE ISLAND ORB/520/21 735/227 1235/776 1274/586 1361/617
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionST GEORGE ISLAND
Legal BlockI
Legal Lot Number2
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1007
Census Tract970304

Owner

Source: Franklin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11728 PLUMLEAF LN, JUSTIN, TX 76247-3176
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Aug 31, 2020Warranty Deed, Transfer
OWEN TITLE COMPANY INC
Feb 22, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleApr 19, 2023 · Amount on Record
Deed Document Number20262735
Deed Book / Page1447 / 188
Prior Transfer DateAug 28, 2020
Prior Transfer Doc0019004006
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 16, 2026
Property Address908 E GULF BEACH DR, EASTPOINT, FL 32328-3005
Document Number0000002735
Book / Page1447 / 188
Instrument DateJun 15, 2026
Instrument20262735
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$636,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address11728 PLUMLEAF LN, JUSTIN, TX 76247-3176

Mortgage

Document Number0000002736,
DateJun 16, 2026
Instrument20262736
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateAug 31, 2020
Property Address908 E GULF BEACH DR, SAINT GEORGE ISLAND, FL 32328-3005
Document Number0019004006
Book / Page001274 / 000586
Instrument DateAug 28, 2020
Instrument19004006
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyOWEN TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address908 E GULF BEACH DR EASTPOINT FL 323283005, EASTPOINT, FL 32328-3005

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 22, 2019
Property Address908 E GULF BEACH DR, SAINT GEORGE ISLAND, FL 32328-3005
Document Number0019000740
Book / Page1235 / 776
Map ReferenceMB 2 PG 15
Instrument DateFeb 19, 2019
Instrument201919000740
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyOWEN TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address826 WILMON CT, 826, TALLAHASSEE, FL 32308-3374

Transferred To (Grantee/Buyer)

NameVerified Name
Address2829 CAPELLA CIR, GARLAND, TX 75044-6229

Mortgage

Document Number0019000741
DateFeb 22, 2019
Instrument201919000741
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,695.00 (-7.21%)$712,952 (-6.2%) Land $280,000 Building $432,952$712,952 (-6.2%) Land $280,000 Building $432,952
2024$7,215.00 (+39.83%)$760,087 (+22.19%) Land $280,000 Building $480,087$760,087 (+22.19%) Land $280,000 Building $480,087
2023$5,160.00 (+6.15%)$622,040 (+9.29%) Land $280,000 Building $342,040$622,040 (+9.29%) Land $280,000 Building $342,040
2022$4,861.00$569,158 Land $245,000 Building $324,158$569,158 Land $245,000 Building $324,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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